Finance Your Next Treatment

Depending on your surgery, the cost of treatment can vary massively. There are several ways you can finance your next treatment that offers flexibility and convenience. You may want to spread the cost over several months or pay a one-off fee to cover the bill. Naturally, the price plays a significant role in your decision to get treatment, so it’s essential to understand the financial options you have available. 

We understand that funding your treatment can often be a barrier to undergoing your cosmetic surgery procedure. By offering a range of ways to finance your treatment, we hope that you can find a feasible solution so that payments are entirely manageable to suit your personal circumstances.

At The Harley Clinic, we appreciate that undergoing a cosmetic procedure of any kind is more than a purchase; it’s an investment. You’re investing in yourself so that you can feel your best. We believe that feeling good about yourself should be accessible to everyone. That’s why we accept a range of payment types and methods when financing your treatment. 


If you have savings, you can use your own funds to cover the cost of your treatment. The benefit of this is that you don’t have to worry about securing a loan or the hassle of repayments. If you want to treat yourself using your savings, you have no debt and no interest to pay. When you spend a large chunk or even all of your savings on cosmetic treatment, it can feel tough spending all of your hard-earned cash. It’s important that paying with savings is right for your personal situation and should be completely manageable. 

Personal Loan

You may not be in a position where you can’t dip into savings or prefer to keep savings and apply for a personal loan. You can easily find out how much your monthly repayments will cost and shop around for a good deal. You can spread the cost over months or years to an amount that you can easily cover. 

If you prefer not to pay a large sum in one go or don’t have the saving, a personal loan is another option. Before applying for a personal loan, make sure that you qualify for loans with lower rates or find a loan with 0% interest to make the most out of your finances and not overpay. As long as you meet all repayments, a personal loan can help build a good credit score. Here are some personal loan lenders to compare: 

PayPal Credit

PayPal Credit gives you the opportunity to buy now and pay later through instalments. You can repay the money interest-free for the first 4 months on any purchase over £99. If you want to spread the cost of your treatment over a few months with the intention of paying it back before you pay interest, this is a great way to split payments. After four months, you can continue to spread the cost, but you will pay interest. 


Another option is to use your overdraft if you have one. If you’re looking to spread the cost over a couple of months, you can use your overdraft. You should avoid overspending on your overdraft as it can be much more costly than using PayPal Credit or a personal loan. 

Loans for Treatments

Loans for Treatments provides patients with a range of financial options for their chosen treatment. They have a clear and straightforward loan application process with patient coordinators on hand to help you with the process. You will have access to a panel of lenders and receive different options catering to your needs and individual position. 

The easy to use loan calculator shows you the available rate and gives you an indication of your monthly repayments. You can spread the repayments over several years and easily apply for the loan through their website. What’s different about Loans for Treatments from other personal loans is they offer advice as part of their service specifically for financing your cosmetic treatment. 

Credit Card

You can pay for treatment using a credit card and then spread your treatment cost over monthly repayments. Paying with a credit card works well for a range of treatments and gives you the flexibility and convenience to cover the expense. 

Whether you want to spread the cost of surgery or pay in one lump sump is down to you. With flexible finance options, you can finance your treatment in a way that works for you with manageable payments. We believe that every patient should be able to choose their cosmetic treatment without barriers. To book a consultation today, please call 0203 582 4947 or email [email protected]

Non-surgical Treatments